Broker Check

8 Key Wealth Management Issues

Investment Planning*

  • Asset Allocation
  • Diversification
  • Correlation of Investments, Funds and Managers
  • Concentration Issues
  • REIT
  • Stock Options

Family Risk Management

  • Life Insurance Coverage
  • Long-Term Care Coverage
  • Disability Income Coverage
  • Power of Attorney Issues
  • Continuity Issues
  • Control Issues

Cash Flow & Debt Management

  • Credit Management
  • Debt Reduction

Retirement Planning

  • Investment Concerns/Issues*
  • Contribution Issues
  • Pre-59 1/2 Distribution Issues
  • 59 1/2 to 70 1/2 Distribution Issues
  • Required Minimum Distribution Issues

Business Planning

  • Business Financing
  • Business Risk Management
  • Employee Benefits

Education Planning*

  • 529 Plans
  • Coverdell Education Savings Plans

Legacy Planning

  • Titling of Assets Issues
  • Selection of Executor/Trustee Issues
  • Gifting Issues
  • Charitable Gifting Issues
  • Gift and Estate Tax Issues
  • Control Issues

Special Situations Planning Issues

  • Special Needs Planning
  • Divorce Planning
  • Life Changes Planning

*These services are offered by Dexter Ward and Tammy Cranford through their affiliation with H.D. Vest Investment ServicesSM and H.D. Vest Advisory ServicesSM.

Asset allocation and diversification does not assure or guarantee better performance and cannot eliminate the risk of investment losses.