Broker Check

Periodic Meetings

Relationships are important to us. That is why we prefer to meet with you regularly. Also, we encourage you to let us know when major life events occur, such as the birth of a child or grandchild, milestone birthday, anniversary, or the loss of a loved one. We can help by assisting with the financial details.

Initial Meetings

We would like to know as much about you as you are willing to share. Your family, lifestyle and financial goals provide critical information in helping us tailor your investment plan to your family’s unique situation.

Our step-by-step process includes:

  • Gathering information about your resources;
  • Setting goals;
  • Developing a written outline of what you desire to accomplish and how to address it;
  • Executing the plan.

Periodic Reviews

An important part of our responsibility is to keep your investment plan on track. We accomplish this by performing several different types of periodic reviews.

In-office client meetings

Our step-by-step process includes:

  • Monitoring the plan’s progress at regular intervals;
  • Making adjustments to the plan as your goals change;
  • Discuss any other issues that might arise;
  • Whenever your goals or finances change, a review of your investment plan is usually appropriate. By notifying us of these changes, you give us an opportunity to adjust any strategic areas that might be affected by the change.

Portfolio performance, allocation & rebalancing

  • One key to long-term financial success is to develop a plan that spreads the risk of investing across several different asset classes.
  • Over time, market performance in different asset classes can cause the allocations to deviate from their targeted percentages.
  • We regularly review your portfolios performance and allocations to see if rebalancing or changes in target allocations are recommended.

Mutual fund review and selection

  • We continuously monitor the mutual funds we recommend. Occasionally events, such as a change in the portfolio manager, fund objectives, or performance will cause us to reevaluate our recommendation of a particular fund. We stay abreast of these events in order to recommend only funds that are best suited to your specific goals, needs and lifestyle.

Investment and financial planning services are offered by Dexter Ward and/or Tammy Cranford through his or her affiliation with H.D. Vest Investment ServicesSM and H.D Vest Advisory ServiceSM.